Residential Real Estate Closings 

1. Order the Title

An escrow or sales contract starts a title order with Heritage Title Group, which we process. Documents including tax information, loan payoffs, homeowner and/or maintenance fees, inspections and/or reports, rental information, confidential party information, and hazard and other insurances, as well as legal papers, are ordered and title commitments and preliminary reports are reviewed and sent.

2. Title search and examination

A title examination is conducted, and your public records, including mortgages, conveyances, liens, wills, surveys, servitudes, divorce settlements, and others that may affect your title, are examined. This is when verification of the legal owner is made and the debts owed against the property are determined.


3. Closing the transaction

Heritage Title Group oversees the closing transaction and all parties are in attendance. The Seller and Buyer will sign the Act of Cash Sale, and then the buyer will sign a new mortgage, if any. The old loan is paid off and a new mortgage is signed. Documents are recorded in the parish in which the property is located...and then there's toasts and celebration! Keys please!

4. After the closing

After the signing has been completed, Heritage Title Group, will forward payment to any prior lender, pay all parties who performed services in connection with your closing and payout any net funds to the seller before recording the documents with the parish. This all happens without any needed involvement from the buyer or the seller. Heritage Title Group will ensure that all the liens that have been paid are cancelled from public record so that the buyer has clean title going forward.


What is the residential real estate closing process? 

What happens?

Should I bring Champagne?

The “closing”, also known as the consummation of the real estate deal. How did we get to this final stage? Heritage Title Group walks you through and facilitates the entire title process.